Liberty Dwelling Guard Overview (Prices & Protection in 2023)

Liberty Dwelling Guard System Guard Plan: Should you simply purchased new home equipment and solely wish to cowl your main residence techniques, then the System Guard plan is for you. It covers your HVAC techniques, ductwork, electrical techniques, plumbing techniques and water heater.

Liberty Dwelling Guard Complete Dwelling Guard Plan: The Complete Dwelling Guard plan is good for householders who need full peace of thoughts. It contains every thing within the Equipment Guard and System Guard Plans, overlaying a complete of 15 residence techniques and home equipment.

The desk beneath exhibits a side-by-side comparability of what’s lined beneath every Liberty Dwelling Guard guarantee plan.

What Elective Add-ons Does Liberty Dwelling Guard Provide?

Liberty Dwelling Guard gives probably the most customizable residence guarantee plans due to its many obtainable add-ons. Together with the fundamental residence system and equipment protection, you may select so as to add as much as 42 extra gadgets to your property guarantee, together with: 

• Pool
• Spa
• Extra Spa
• Properly Pump
• Sump Pump
• Central Vacuum
• Septic System Pumping
• Stand Alone Freezer
• Restricted Roof Leak
• Lighting Fixtures
• Re-Key
• Water Softener
• Garden Sprinkler System
• Electronics Safety
• Swamp Cooler
• Ejector Pump
• Second Fridge
• Trash Compactor
• Ice Maker (Fridge)
• Freestanding Ice Maker
• Wine Cooler
• Salt Water Pool
• Generator
• Plumbing Fixture
• Grinder Pump
• Water Dispenser Water Line
• Prompt Scorching Water Dispenser
• Reverse Osmosis Water Filter System
• Casita Visitor Unit
• TV Mounting

Together with extra gadgets in your house, you can even pay a month-to-month price for residence providers:

• Window Washing and Cleansing
• Gutter Cleansing
• Pest Management
• Carpet Cleansing
• Energy Washing (Exterior Flooring)

Lastly, your primary Liberty Dwelling Guard guarantee doesn’t cowl luxurious home equipment. In case you have this stuff in your house, you may improve your protection to incorporate the next:

• Professional Collection Fridge
• Professional Collection Vary/Oven/Cooktop
• Professional Collection Dishwasher
• Professional Collection Microwave
• Professional Collection Washing Machine
• Professional Collection Garments Dryer
• Professional Collection Stand Alone Freezer

Does Liberty Dwelling Guard Have Any Exclusions? 

Just like different residence guarantee suppliers, Liberty Dwelling Guard does have limitations and exclusions to its residence guarantee protection. Take into account that Liberty solely covers injury as a result of regular put on and tear, so if you wish to get probably the most out of your property guarantee, be sure to maintain all upkeep information. 

Your Liberty Dwelling Guard residence guarantee is not going to cowl the next:

• Routine upkeep
• Injury as a result of lack of upkeep or human error
• Improper set up or earlier repairs
• Corrosion or rust
• Industrial grade tools
• Luxurious home equipment
• Good know-how and units
• Restore of beauty defects

Does Liberty Dwelling Guard Have Any Protection Limits?

For all gadgets included within the Equipment Guard, Programs Guard and Complete Dwelling Guard plans, protection is restricted to $2,000 per merchandise. For all extra lined gadgets, the restrict is $500 per merchandise. This quantity applies per coverage interval, that means it resets after twelve months from the date of buy.

Liberty Dwelling Guard Buyer Evaluations

Many Liberty Dwelling Guard prospects have posted each constructive and adverse opinions on the BBB web site. We’ve included just a few of those residence guarantee opinions beneath. 

Optimistic Evaluations of Liberty Dwelling Guard

Liberty Dwelling Guard has tons of of on-line opinions that spotlight constructive buyer experiences. Buyer satisfaction is obvious from many opinions on the BBB, and plenty of Liberty prospects rave concerning the amount of cash saved, educated representatives and a easy claims course of.

They [Liberty Home Guard] met my expectations after they changed my rubbish disposal in 4 days. They exceeded my expectations after they changed my air conditioner in two weeks. I saved round 100 {dollars} on the rubbish disposal alternative, due to the deductible and the truth that the rubbish disposal situation was decided to be pre-existing. I saved about $1,200 after they changed my AC. All in, I’m up about $1,180 and I’m very glad thus far. I hope to proceed to get an increasing number of worth from this coverage. However actually, thus far the plan is value each cent I’ve paid for it.

— Amber C., 11/18/2022

Liberty’s staff has been extraordinarily dependable and saved us greater than a major amount of cash on repairs thus far. Their technicians simply give off the aura of being very expert and polished and possibly most significantly, appear extraordinarily motivated to assist. We really initially bought our coverage with them as a present from our realtor about three years in the past and have used the service every now and then on a semi-regular foundation. On our final declare, Brian R. actually helped us out. As a house owner, Liberty Dwelling Guard’s safety has confirmed to be very worthwhile.

— Madeline C., 11/14/22

Damaging Evaluations of Liberty Dwelling Guard

Some Liberty Dwelling Guard prospects report lengthy wait occasions on the telephone and the necessity to schedule a number of technician appointments to finish a restore. Liberty usually requires service technicians to submit photos of residence home equipment and techniques earlier than they are often repaired, which might delay repairs by a number of days.

[The] deductible is just too excessive, there’s a ready interval earlier than you may file a declare and so they require the plumber to submit photographs earlier than approving. Which means two appointments I needed to take off work for, one for the photograph and one for him to really repair the problem.

— Rick M., 07/19/2022

Liberty Dwelling Guard vs Different Dwelling Guarantee Corporations

Earlier than you select a house guarantee supplier, it’s necessary to analysis the suppliers obtainable in your space. Beneath you may see how Liberty Dwelling Guard compares to different prime residence guarantee firms.

Find out how to File a Declare With Liberty Dwelling Guard

Liberty Dwelling Guard prospects can report a declare across the clock, any time in the course of the week. This 24/7 protection gives peace of thoughts understanding if one thing goes improper in your house, you simply must file a declare on-line or name customer support as quickly as you discover the malfunction.

Liberty Dwelling Guard additionally gives a 60-day workmanship assure. So if a technician has repaired certainly one of your property techniques and the system fails once more inside 60 days, Liberty will ship a technician to restore it at no extra cost.

FAQ: Liberty Dwelling Guard

Is Liberty Dwelling Guard reliable?

Liberty Dwelling Guard is a reliable residence guarantee enterprise with nice buyer opinions on-line. This firm is among the many most extremely rated of all residence guarantee firms, so we think about it an important possibility on your residence guarantee wants.

Does Liberty Dwelling Guard cowl pre-existing situations?

Liberty Dwelling Guard doesn’t cowl any recognized or unknown pre-existing situations. In keeping with a web-based pattern contract, Liberty will solely cowl the fee to restore or exchange techniques and home equipment which can be put in and in good working situation when your service contract begins.

Does Liberty Dwelling Guard cowl roof leaks?

Liberty Dwelling Guard gives roof leak safety for a further $11.99 per thirty days. This may get you $500 of protection per time period, however the protection doesn’t embody partial or full roof alternative. It solely applies to the roof leak patching that presides over dwelling house in a single-family residence.

Does Liberty Dwelling Guard require a house inspection?

Liberty Dwelling Guard doesn’t require a house inspection so that you can take out a house guarantee coverage, and the corporate will cowl your property techniques and home equipment no matter age. However these techniques and home equipment have to be in working order whenever you signal your guarantee contract to obtain protection.

How do you cancel a Liberty Dwelling Guard coverage?

You may cancel your Liberty Dwelling Guard guarantee by calling the customer support line. Should you cancel your coverage throughout the first 30 days, you’ll get a full refund. However if you happen to cancel after 30 days, you’ll have to pay a $50 cancellation price.

How We Evaluated Liberty Dwelling Guard In opposition to Our Overview Standards

To assist shoppers such as you select one of the best residence guarantee firms on your residence, we dive deep into each top-rated residence guarantee firm and fee them based mostly on six elements. As soon as we analysis an organization and have gathered all our information, we use the next scoring system to grade every residence guarantee firm on a 100-point scale. We then convert the rating to a 5-star ranking.

• Plans + Protection Choices (24 Attainable Factors): Since each buyer has completely different wants and a special funds, we award extra factors to suppliers that supply extra plans and larger flexibility. Liberty Dwelling Guard does exceptionally nicely on this class as a result of it gives three completely different plans and dozens of add-ons that permit for plan customization.
• Affordability (22.5 Attainable Factors): Value is a vital issue as a result of many owners select residence warranties to keep away from excessive funds for residence equipment repairs. We consider every firm based mostly on its plans and extra providers, service name charges and cancellation phrases. Liberty’s Dwelling Guard’s plans are every inexpensive at lower than $2 per day, and the add-on protection permits for purchasers to customise their plan to swimsuit their wants and funds.
• Buyer Expertise (18.5 Attainable Factors): Your expertise as a buyer is necessary, together with the help you obtain when contacting a house guarantee supplier. We gauge general help by taking a look at buyer opinions, conducting house owner surveys and going by the quotes course of. Liberty Dwelling Guard has nice on-line buyer opinions and a simple claims course of, which implies it scores excessive on this class.
• Firm Repute (17.5 Attainable Factors): An organization’s repute is a mix of opinions from prospects and respected organizations just like the BBB. We additionally take note of the years of expertise an organization has, how happy its staff are and any previous or pending lawsuits. Liberty has a superb A- ranking with the BBB and 4.7 stars on Google Evaluations, so it does nicely on this class.
• Claims Course of (12.5 Attainable Factors): On this class, we have a look at the general claims course of, together with how straightforward it’s to file a declare and an organization’s response time. Liberty Dwelling Guard’s claims course of is easy and prospects can contact a customer support consultant 24/7.
• Availability (5 Attainable Factors): Availability refers to what number of states and places an organization serves. Liberty Dwelling Guard does nicely on this class as a result of it gives residence warranties in 48 states, solely excluding Wisconsin and Washington.

Evaluations of Different Dwelling Warranties